Figo Pet Insurance
How Pet Insurance Works in Belgium and Germany
Pet owners are increasingly thinking not only about proper nutrition and comfort for their furry companions but also about long-term protection — medical insurance. In Europe, this niche is confidently filled by Figo, a company that provides pet insurance in several countries, including Belgium and Germany. Below, we break down the offerings of both countries in detail: their features, benefits, and who they are best suited for.
Figo Belgium — Insurance Focused on Simplicity and Trust
Figo Belgium presents itself as an affordable and customer-friendly program focused on transparency and speed. Here's what makes it stand out:
Key Features:
- Open to all: even rabbits and parrots (including budgies) can be insured
- Up to 90% reimbursement for consultations, diagnostics, medications, and surgeries
- Clients choose any veterinarian — no restrictions on clinics
- Claim payments are processed within 5 business days, making it one of the fastest programs
- Insurance can be arranged entirely online, without visiting an office
- Suitable for both young and elderly pets — age is not a barrier
Estimated Starting Prices:
- Dogs — from €11.62/month
- Cats — from €9.55/month
- Rabbits — from €8.00/month
- Birds — from €8.69/month
Best for:
- Pet owners living in Belgium who want flexible, fast, and simple insurance
- Those who prefer straightforward online registration with no complex limits
- Pet parents looking for an affordable way to protect their pets from unexpected costs without compromising on care quality
Figo Germany — Premium-Level Veterinary Support
Figo Germany is designed for those seeking extended medical protection and flexible insurance options.
What the Insurance Covers:
- Unlimited coverage — no annual cap on claims
- Up to 90% reimbursement for all veterinary services
- Coverage applies even while traveling within the EU (surgeries, treatments)
- Supports alternative treatments, telemedicine, and even home visits
- All costs reimbursed according to the maximum GOT rate (Germany’s official veterinary fee scale)
- Compensation available for serious chronic and age-related illnesses
- Includes options for dental procedures and vaccinations in certain packages
Eligible Pets:
- Dogs, cats, rabbits, parrots (including budgies, African greys, and others)
- No restrictions by age or breed
Additional Highlights:
- Unlimited video consultations with veterinarians — 24/7
- Preventive care and SOS packages included
- Freedom to choose any clinic, including private veterinary centers
- Insurance remains valid even after the first claim — no automatic termination
Travel and Protection Abroad
If you’re used to traveling with your pet — whether for vacation, visits, exhibitions, or even relocation — Figo insurance can be a true lifesaver. It continues to protect your pet even across borders!
Depending on your country and plan:
- Up to €1,000 (or more) of emergency treatment abroad is covered
- You can visit any clinic in the EU, without limitations
- Often — no hidden fees or prior approvals needed
This kind of protection is especially valuable when traveling, where everything is unpredictable: stress, new climates, unfamiliar food. If your pet gets sick, you’re not panicking — you know help is available and that Figo will reimburse the expenses.
It simplifies your trip: less stress, more confidence. You know you can get support anytime, anywhere.
Anilogistic recommends Figo as one of the most professional partners on the market.
Insurance is not a luxury. It’s a decision that brings peace of mind today — and care when it matters most.
2025-06-17 10:37
Animal insurance